Individual Insurance

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Individual Insurance

Underwriting Africa take pride in ensuring that you have the right insurance products to meet all your needs

Motor insurance provides protection against accidental loss or damage to personal motor vehicles, including the standard accessories and spare parts, as well as cover against legal liability to third parties.
Our Solutions:
  • Comprehensive motor insurance.
  • Comprehensive Motor Insurance provides cover against loss or damage to motor vehicle. Legal liability to third parties and medical expenses arising out of use of motor vehicles.
  • Third party fire and theft motor insurance.
  • It provides cover for loss or damage caused by fire, self ignition, lightning and explosion, theft of attempted theft and legal liability to third parties.
  • Third party only motor insurance.
  • It covers legal liability to Third parties.
Benefits
Covers loss and or damage arising from:
  • Accidental own damage.
  • Theft.
  • Fire.
  • Bodily injury and or death to third parties.
  • Property damage.
  • AA.
  • Replacement Vehicles.
  • Ambulance Service.
  • Personal Accident Covers.
Personal Accident Insurance provides compensation in event of injury or death following an unforeseen or unexpected accident. Personal Accident cover appreciates the risk that accidents happen to all people regardless of occupation.
Our solutions:
  • Death.
  • Permanent Total Disability (PTD) and Temporary Total Disability (TTD).
  • Medical expenses.
  • Artificial appliances.
  • Funeral expenses.
Benefits:
  • Medical expenses are reimbursed.
  • Disabilities are compensated for.
  • Loss of Income is covered.
  • Funeral expenses are catered for.
  • Daily expenses during hospital e.g. airtime are met.
A Life Insurance Policy promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of the policy holder. It protects your loved ones by providing a death benefit, so they have one less thing to worry about during difficult times.
Our solutions:
  • Term life policy.
  • Term life provides life insurance coverage for a specified term but does not accumulate cash value. It is significantly less expensive than an equivalent permanent policy but becomes higher with age.
  • Whole life policy.
  • Whole life insurance provides lifetime coverage for a set premium.
  • Endowment policy.
  • This policy provides life insurance coverage for a specified term and accumulate cash value which is paid off at the end of the term whether one lives to their life expectancy or not.
Benefits:
  • Death benefit.
  • Affordable coverage.
  • Flexible premiums.
  • Investment options.
International medical covers include Africa and Worldwide. Coverage is placed with known underwriters such as:
  • Bupa global health.
  • Aetna.
  • Africa wellness solutions.
  • Allianz.
  • AXA PPP international.
Cover Limits:
  • Cover limits range from USD 200,000 up to Maximum of USD 1.6 Million per annum.
Benefits:
  • UA’s international medical insurance offers the following benefits:
  • 24/7 international member service centre.
  • Worldwide network of hospitals and medical specialists.
  • Innovative tools and resources to manage your medical benefits.
We offer our clients insurance for valuable and unique assets, which necessitates specialist knowledge to secure the appropriate level of insurance cover and risk management.
Our solutions:
    High Net worth Insurance covers:
  • Art collections and Jewelry.
  • Leisure and Travel.
  • Luxury cars and Luxury Homes.
  • Private Jets, Yachts, Kidnap & ransom.
  • Helicopters.
Benefits
  • Dedicated insurance adviser to guide you through the process.
  • Free review of your current insurance arrangements Optional covers available.
  • Selection of flexible payment options.